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River Creek, Virginia

Photos by Bea Snyder.

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Established in 1998, the planned gated community of River Creek in Loudoun County, Virginia is located just east of Leesburg at the confluence of the Potomac River and Goose Creek, the source for its name, and an area of much historical significance. Just 30 miles west of Washington, D.C., the 600-acre planned community River Creek was the first gated, privately owned country club community in the metropolitan area. With a championship Ault-Clark 18-hole golf course bordering spectacular views of the Potomac River, River Creek residents of all ages enjoy both beauty and quality of life.

The 1,132 homes of River Creek are now built out, sold, and occupied.  The original developer, Marc Montgomery, lives in River Creek and is actively involved with the community.  River Creek was designed to have 20 neighborhoods, each with its distinctive flavor. A little less than half of River Creek residences are stand alone single-family units; the majority are slightly attached town houses and patio homes.

According to River Creek Owners Association Community Manager, Tony Johnson, developer Montgomery originally envisioned a quiet retirement community.  Actual demographics have shown a more varied view. A resident survey from February 2010 shows that although 38% of River Creek’s households are aged 60 or more, 62% of households have younger residents. Of those under 60, 25% are aged 50-59; 24% are 40-49; 10% are 30-39; and 3% are 20-29. “So there is quite a cross-section of ages with our residents,” Mr. Johnson explained. “We have families of all ages living around retirees; it’s a great mix.”

Happy news for parents is that top-ranking Loudoun County schools for all grades are nearby: elementary school children (K-5th grade) attend Frances Hazel Reid Elementary School, located directly north of downtown Leesburg. Middle school students (6th-8th grade) attend Harper Park Middle School, northeast of Leesburg in Potomac Station. High schoolers (9th-12th) attend Heritage High School, located in the southern outskirts of Leesburg.

River Creek is a stable community. According to the February 2010 resident survey, 17% have lived there 10 years or more; 44% have lived there 6-10 years; 39% bought their homes within the past 5 years. 80% are married; 61% are currently in the workforce; 39% are retired.  Bea Snyder, who edits the quarterly magazine, Reflections, a partnership of the Association and the Club, has lived in River Creek for 11 years. “My husband Bob and I came from Massachusetts, discovered the beauty of River Creek and built a new home here,” she said. “It was one of the best decisions we ever made. River Creek not only provides national beauty and lovely amenities, but the greatest part of this community is its people. Over the years, our friends and neighbors have become our extended family.”

In addition to the championship golf course, River Creek’s state-of-the-art amenities include a 30,000 square-foot clubhouse, the River Creek Club.  Owned and managed by ClubCorp, the largest owners of exclusive private clubs, the Club features fine private gourmet dining, meeting facilities, forums for family and social events, a golf shop, and a bar and grille for outdoor casual dining with breathtaking views of the Potomac River and Reflection Lake. A separate 5,000 square-foot facility provides tennis courts, a fitness and cardio center, and three swimming pools: a large family pool, a lap/exercise pool, and a toddler pool. There are also four outdoor lighted tennis courts.  On-site teaching professionals are available. For little ones, three tot lots are part of the development.

Residents are required to belong to the River Creek Owners Association, paying a monthly assessment fee of $150. In addition, they must become members of the River Creek Club for $87/month; golf memberships are $472/month, plus initiation fees. The homeowners fees go toward maintaining the 17 miles of private streets and common areas, which include three miles of walking trails spotted with fountains, several ponds, and gazebos overlooking the river. Johnson added, “We have the best views of the Potomac River from here to D.C. One thing that makes River Creek unique is that we maintain a dock with canoe access to Goose Creek and the Potomac, and that’s really fun.”

With the beauty of Nature around them, River Creek residents are reminded that this land holds rich meaning. Many artifacts from both Revolutionary and Civil Wars times have been discovered on the property. River Creek, historically known as Edward’s Ferry, witnessed significant importance in American history. In August, 1814, as the British burned Washington, safekeepers brought the Declaration of Independence and the Constitution to Loudoun, and some accounts point to nearby Rokeby, a private plantation just south of Leesburg. Artifacts from American patrols fending off British advance have been discovered along Edward’s Ferry. Later, during the Civil War, operations at Edward’s Ferry were part of the October 1861 campaign for the Battle of Ball’s Bluff, a major confederate victory.  Residents enjoy this connection to our nation’s history while immersed in the quality of life that is River Creek.

Population Trends

Between 2009 and 2014, the population in this area is projected to increase about 38%. In comparison, Loudoun County population is expected to grow 23.5%. The population of Virginia is projected to increase 5.5%.

Racial Characteristics

Between 2009 and 2014, the White population is expected to grow by 10%, the African American population by 61%, the Asian population by 83% and Hispanic population by 65%.

Race/Ethnicity% of population% of population (VA)
White 55.43% 69.69%
African American 16.43% 19.67%
Asian 15.99% 4.86%
Hispanic 10.34% 3.2%
Age Distribution

river creek virginia demographics age distribution

Household Composition

river creek virginia demographics household composition

Household Income

The median household income for this area is $114,312, compared to a state median of $60,690, as estimated for 2009.

Income Category% of households% of households (VA)
Less than $25,000 5.18% 17.87%
Less than $50,000 9.98% 40.94%
Less than $75,000 23.29% 60.5%
Less than $150,000 69.13% 88.89%
More than $150,000 30.87% 11.11%
Housing Type
Type of unit% of units% of units (VA)
Single family - detached 49.3% 62.6%
Single family - attached 35.02% 9.96%
2-unit/duplexes 0% 1.92%
Apartments 15.58% 19.11%
Mobile/manufactured 0% 2.75%
Other types 0% 0.12%
Data source: Policymap.com with Claritas. Data are for census/town/district/city/zipcode boundaries for which demographic information is typically available. Data may include areas outside the recognized community boundaries; for example, the data for a community could include the entire zipcode if that is the smallest area available from which to draw data.